Omnichannel Lending

Your digital branch is always open for business.

Omnichannel Lending

When your members come looking for a loan, you need to be there — with the right loan, in the right place, at the right time.

We know how important convenient, 24/7 lending is to your growth. Access Softek’s Omnichannel Lending system, part of the Four Pillars, helps you increase loans, monetize your digital channels and reach your members when they need you.

Our lending suite offers consumer lending, short-term lending, pre-approved lending, and balance transfers. It’s all built atop key strategic lending criteria and reinforced with the huge potential of artificial intelligence. It’s automatic, real-time, and pre-populated for members, so applications are lightning fast and beautifully simple.

Innovative options help you build the lending tool that best serves your membership:

  • Granular configuration options to meet your specific needs
  • End-to-end automation
  • A rules-based decision engine to drive identification of automatically eligible users
  • Deep core integration
  • Pre-approved loan rules increase your number of loans

Members will appreciate these Omnichannel Lending benefits:

  • Resume and complete unfinished applications (reducing application abandonment)
  • Pre-populated applications based on core banking system information
  • Applications are finished in only minutes
  • Loans can be funded immediately
  • Electronic signature functionality helps immediately complete the application

Case studies:

  • One client saw 111 loan applications in their first week without any marketing or promotion.
  • Another saw one million dollars of balance transfer business in its first live month.
  • 22 credit unions generated over 18,600 personal loan applications in two years.
See for yourself how quick loan applications can be.